It’s never too late to start budgeting and setting goals for yourself. And to make things easier for you, we’ve compiled a list of the best free budgeting printables that will help you keep track of your expenses, create a budget, and set goals for yourself.
Expense Tracker
The first printable on our list is the expense tracker. This is a great tool for anyone who wants to keep track of their expenses and see where their money is going each month. The expense tracker is easy to use and can be customized to fit your specific needs.
To use the expense tracker, simply fill in the categories at the top of the page with the expenses you want to track. This could include things like rent, food, utilities, entertainment, and more. Then, each time you make a purchase, write down the amount and which category it falls under. At the end of the month, you’ll be able to see how much you spent in each category and adjust your budget accordingly.
Budget Planner
The second printable on our list is the budget planner. This is a great tool for anyone who wants to create a budget and stick to it. The budget planner is designed to help you track your income and expenses and make sure you’re not overspending each month.
To use the budget planner, start by filling in your total income for the month. This could include your salary, any side hustles, or any other income you receive. Then, fill in your expenses for the month, using the categories from the expense tracker printable. The budget planner will automatically subtract your expenses from your income, giving you a clear picture of how much money you have left over each month.
Goal-Setting Worksheet
The final printable on our list is the goal-setting worksheet. This is a great tool for anyone who wants to set goals for themselves and make sure they’re staying on track. The goal-setting worksheet is designed to help you identify your priorities and create a plan for achieving your goals.
To use the goal-setting worksheet, start by writing down your priorities in the “My Priorities” section. This could include things like saving for a down payment on a house, paying off debt, or starting a business. Then, break down each priority into smaller, more achievable goals. For example, if your priority is to save for a down payment on a house, your goals might include setting aside a certain amount of money each month, finding ways to cut back on expenses, and researching home buying options.
Once you have your goals laid out, create an action plan for achieving them. This could include creating a savings plan, meeting with a lender to discuss your options, or taking a course on starting a business. Finally, track your progress each month and adjust your plan as needed.
By using these free budgeting printables, you’ll be able to keep track of your expenses, create a budget, and set goals for yourself. Whether you’re trying to pay off debt, save for a down payment on a house, or just get a better handle on your finances, these printables will help you stay on track and achieve your goals.
